What FEMA Individual Assistance Covers
FEMA IA provides financial help to individuals and households impacted by the storm, including:
- Temporary housing (hotel stays or rental assistance)
- Home repairs not covered by insurance
- Replacement of essential personal items (furniture, appliances, clothing)
- Other serious disaster-related needs
Who Is Eligible (Davidson County & 28 other Co. in TN)
Residents of Davidson County who experienced storm-related damage or losses may apply.
You do not need to have major damage to apply—FEMA determines eligibility based on impact and need.
How to Apply:
Residents can apply in one of three ways:
- Online: DisasterAssistance.gov
- Phone: 1-800-621-3362
- FEMA App (mobile)
What You’ll Need to Apply
Be prepared to provide:
- Address of damaged property and current contact information
- Social Security number
- Description of storm damage
- Insurance information (if applicable)
- Household income information
Important Information for Applicants
- FEMA may call from an unknown or out-of-state number — answer calls
- FEMA will never ask for payment
- Receiving FEMA assistance does not affect programs like SNAP, Medicaid, Social Security, or Medicare
Additional Assistance Available
Small Business Administration (SBA) Loans
Low-interest disaster loans may be available for:
- Homeowners and renters
- Businesses
- Nonprofits (including churches and charities)
These loans can help cover repair and recovery costs not met by insurance or FEMA grants.
Before You Apply – Important Tips
- Take photos of all damage before repairs
- Save receipts for cleanup and repair expenses
- File insurance claims first if you have coverage
- Report damage through TEMA’s damage assessment tools if requested locally
Where to Get Updates
- Tennessee Emergency Management Agency (TEMA) Winter Weather Hub
- Davidson County Emergency Management
- FEMA.gov
All information can be found at https://www.disasterassistance.gov/•